🌟Ask us Anything! 🌟

Our AML Experts are here to answer your burning questions about all things AML, FINTRAC, Compliance and more in this new monthly series.

Join us for our inaugural session on Wednesday June 24, 2026 to Ask Us Anything about MSB Registrations, hosted by Marcelle Dadoun (Principal, Program Design and Advisory).

Details below:

📌 Ask Us Anything about MSB Registrations!

🗓️ Date: Wednesday June 24th, 2026 

⏳ Time: 1pm-2pm EDT

💻 Where: Virtual/Webinar

❓Ask you questions in advance

💡 Note, questions in advance are encouraged but we will also welcome any live questions or discussion! If we run out of time and don’t get to your question, we will follow up with you via email. 

See you there!

We Help Keep FINTRAC Happy 🇨🇦

🔍 What’s really causing friction in FINTRAC MSB registrations?

Criminal record checks and shared office arrangements are creating unexpected challenges for many MSBs, often with significant operational impact.

Join The AML Shop’s Marcelle Dadoun speaking at the Canadian MSB Association Spring Conference 2026 for a session titled: Criminal Record Checks and Shared Office Spaces, The Hidden Challenges of FINTRAC MSB Registration

📅 May 26, 2026
📍 The Great Hall, 1087 Queen St W, Toronto, ON M6J 1H3
🕘 9:00 a.m. to 5:00 p.m. ET
🌐 In-person and virtual

This session will unpack common issues, practical considerations, and what MSBs should be aware of when navigating the registration process.

Join in person or virtually.

Can’t make the conference? Contact an MSB and AML expert today by emailing contactus@theamlshop.ca or learn more about our MSB services.

Are you confused about RPAA annual reporting obligations? You’re not alone. That’s why The AML Shop has partnered with ACAMS on an upcoming webinar titled RPAA Annual Reporting, Simplified.

Join  Marcelle Dadoun (Principal, Program Design and Advisory, The AML Shop) and Deanna Ladouceur (AML Advisor, The AML Shop) for a session designed to support payment service providers as they prepare for the very first RPAA annual report due to the Bank of Canada. We’ll simplify the requirements, explain what information is most important, and highlight areas that commonly lead to follow-up questions.

Walk away with a clear, practical understanding of the RPAA annual reporting expectations and how to meet them with confidence. Designed for payment service providers’ compliance and operations teams who want clarity—without the jargon.

Webinar date and time: March 11th 12:00pm-1pm PST / 3:00-4:00pm EST

Struggling to translate Retail Payment Activities Act (RPAA) regulatory expectations into day-to-day processes? 

Join us on December 10th from 12pm-2pm EST for a focused webinar where we break down some best practices for operationalizing RPAA requirements, to better ensure PSPs compliance.

Topics to be discussed include:

📒Ledger Reconciliation

👥 Human & Financial Resource Planning

🛡️Third-Party Service Provider Risk Management

This session is hosted by The AML Shop’s Marcelle Dadoun (Principal, Program Design and Advisory) and Deanna Ladouceur (AML Advisor) and is a must attend for PSPs. 

Don’t miss your chance to get practical insights and pose your RPAA questions to us in advance, via our registration form.

Spots are limited!

Join The AML Shop’s Michael Ecclestone at this year’s 2025 ACFI Fraud Conference for a session on Cybersecurity and Financial Security.

Join The AML Shop’s Marcelle Dadoun (Principal, Program Design and Advisory) at the TCAE Toronto Compliance & AML Conference on September 11th for a discussion on the Retail Payment Activities Act (RPAA) post September 8th, 2025.

Join Marcelle Dadoun (The AML Shop, Principal, Program Design and Advisory), Cindy Zheng (Associate, McCarthy Tetrault) and Zinat Damji (President and CEO, Alliance Trust Company) for a focused webinar on RPAA safeguarding duties, legal compliance and how trust providers fit in.

This webinar covers the new rules and the new risks. and is a must-attend for PSPs, fintechs and legal advisors.

Join Matt McGuire (The AML Shop, Principal and Practice Leader) and other industry experts on April 9th for a session led by the Investment Industry Association of Canada on how the tightening of AML regulations and increased enforcement signals a global transformative shift.

It's that time again! The Canadian MSB Association (CMSBA) is holding their Fall Conference on November 20-21, 2024.  

The AML Shop is thrilled to again sponsor the networking event happening on November 20th from 5:30pm-7pm.

Marcelle Dadoun (Principal, Program Design and Special Advisory), Deanna Ladouceur (AML Advisor) and Sonia Yooshing (AML Advisor) from The AML Shop will be there and look forward to meeting you. 

Don't miss this opportunity to learn from and network with industry experts!

The AML Shop is proud to sponsor the Networking Event at this year’s CMSBA Spring Training!

Join leading MSB and AML experts at this not to miss event.

Join Adam Feldman on Wednesday May 29th at the CMSBA Spring Training event for a session on “Annual Risk Assessment & Setting the Right Risk Appetite”.

Join Marcelle Dadoun on May 29th at the CMSBA Spring Training conference for an informative session on EFT Reporting. This must-attend session will provide a recap and update on all things EFT Reporting.

Ready to dive deep into the world of EFT reporting? Marcelle Dadoun CAMS, CAMS-Risk Management, CBP from The AML Shop is here to lead the way in this exclusive webinar. Hosted by Joseph Iuso, Executive Director of the Canadian MSB Association, you won't want to miss this insightful session. Join us online on May 2, 2024, from 1 pm to 3 pm. Secure your spot today!

This training session is designed to provide participants with comprehensive knowledge and practical skills for accurate and efficient reporting of Electronic Funds Transfer (EFT) transactions. Attendees will learn about the regulatory requirements, reporting standards, and the latest best practices in EFT documentation.It also covers key topics such as understanding EFT types, recognizing and preparing for compliance checks, navigating the EFT reporting system, identifying and reporting suspicious activities, and troubleshooting common reporting issues. By the end of the training, participants will be equipped with the necessary tools to ensure their EFT reports are precise, timely, and compliant with financial regulations.

Join Adam Feldman from The AML Shop at an upcoming webinar hosted by Fintracker on March 6th at 2pm EST. This webinar is all about the updated CREA forms and how automation tools can help streamline the process. 

 Key Topics Include:
- Revisions to the client risk section of CREA's information record templates to assist members in ascertaining their client's risk of money laundering and terrorist financing.
- A revised receipt of funds template to make it clearer that information on the person providing the funds needs to be recorded.
- An updated risk assessment form that's intended to assist brokers, step-by-step, in determining their brokerage's risk of money laundering and terrorist financing. 

 Don't miss this valuable session!

On January 24th at 1pm ET join industry experts Marcelle Dadoun (Principal, Program Design and Special Advisory The AML Shop), Jackie Shinfield (Partner, Blakes) and newly added speaker, Phil Moran (Managing Director, Lexington Innovations) for this must-attend webinar on all things about the upcoming changes to the Retail Payments Activities act.

Register your attendance and submit your questions in advance here.

Note, there are two webinar times on this date.
French Webinar at 11am ET and English Webinar at 1pm ET.

via the Bank of Canada:

Get up to speed on important developments in the digital payments business!

You're invited to join a webinar on December 13, 2023, to learn about the registration requirements under the Retail Payment Activities Act (RPAA) and what will be expected of payment service providers.

To continue providing their services, payment service providers (PSPs) will be required to register with the Bank of Canada under the RPAA when the regulations come into force in November 2024. Now is the time to prepare and to make sure you understand how to meet the requirements.

In this webinar, attendees will learn who needs to register with the Bank, how to apply for registration, and when. A Q&A session will follow the presentation.

This webinar will be held in French at 11:00 ET and in English at 13:00 ET.

This session is intended for payment industry professionals. Please feel free to share this invitation with interested colleagues

Join Matt McGuire (Principal and Practice Leader, The AML Shop) at the 2023 ACFI Fraud Conference on October 2nd for a session titled Canada's Updated Views on Money Laundering Threats, and New Approaches to Neutralize Them.

How can Banks and Fintechs work together?

As technology evolves and the popularity of Fintechs increase, we must consider how traditional Financial Institutions and Fintechs can collaborate as partners. 

Join us on September 26th at 1pm ET for a webinar titled “Successful Bank and Fintech Relationships” moderated by Matthew McGuire (Principal and Practice Leader, The AML shop) and featuring panelists Marcelle Dadoun (Principal, Program Design and Special Advisory, The AML Shop) and Buffy Duke (Principal Consultant, DecAid Consulting). In this webinar we will discuss the most important considerations when endeavoring to create synergy between Financial Institutions and Fintechs.

Topics include:

• Potential partnership models, objectives and selection criteria

• The differences between Financial Institutions and Fintechs

• Risk Management for Financial Institutions

• How Financial Institutions and Fintechs can align on critical terms

• Compliance Considerations

• Partnership governance and success factors

Authorized Push Payment Fraud (APP) is becoming an increasing concern to remitting banks and other financial service providers including, credit unions, MSBs, PSPs, cryptocurrency companies, credit unions, banks and securities dealers. When your clients are being duped by fraudsters and funds are transferred successfully, are you liable from a duty of care perspective?

 Join Matt McGuire (The AML Shop Practice Leader) and Marc Lemieux (Financial Services Lawyer, Lemieux Law Firm) for a webinar session that will help answer difficult questions and illuminate key topics surrounding APP and duty of care.  This webinar will highlight the following important topics:

• The definition and scope of APP

• Duties of care of remitting banks and other service providers in the presence of indicators of APP fraud

• The question of can remitting banks and other service providers shield themselves from liability with a well-drafted exclusion clause?

• How compliance programs can appropriately manage APP fraud risk

• A discussion on the industry-funded APP fraud indemnity program in the UK

On March 25th, Matt McGuire will join the Fighting Crime with Big Data Conference as a guest speaker leading a discussion titled What Smaller Entities Can Do to Counter Money Laundering and Human Trafficking.

This conference is being organized by the University of Toronto Institute for Management & Innovation’s BIGDataAIHUB in conjunction with Scotiabank. Global experts will be discussing the ways in which big data and artificial intelligence are being used to fight money laundering and more specifically human trafficking.

Location:

University of Toronto Mississauga, Innovation Complex 3359 Mississauga Road Mississauga, ON L5L 1C6

Webinar Alert!

Big news – Draft Regulatory amendments for 2023 under the PCMLTFA have been announced.

The AML Shop, your expert AML service team, will be presenting a webinar on March 22nd to discuss the draft amendments under the PCMLTFA and how regulated entities will be impacted.  Topics include:

 - FINTRAC & Admin Expenses of PCMLTFA against reporting entities

- AML/ATF obligations on mortgage lenders and the armoured car sector

- Correspondent banking Due Diligence and Ongoing Monitoring 

- Cross border currency reporting penalties

- Streamlining of documents sent for Administrative Monetary Penalties to reporting entities

- Money Service Businesses enhanced registration framework

- Technical amendments 

This webinar will be led by a team of industry and AML experts and will provide vital learnings on these amendments. Register today to secure your spot.

Due to recent regulatory changes, your Payment Services business may now be considered a Money Service Business under the PCMLTFA. Join us on March 1st to discuss everything related to Payment Services from 1pm-3pm EST.

This webinar will be moderated by Michelle Beyo (FINAVATOR and OFNC Interim President) and will feature a panel of industry experts to discuss everything from how to identify if your business needs to comply with the new regulations, how to register with FINTRAC and the positives and challenges of these new changes.

This webinar is not to be missed!

Many Regulated Entities, including MSBs, still struggle to define what a is “reasonable priority” for filing STRs and how it should be translated into its overall AML Compliance Regime.

On February 24, 2023, from 1:00 PM to 3:00 PM  the CMSBA is hosting an event on What as soon as "practicable" mean to you when filing STRs and how to apply it in an AML Compliance Regime.

Join this important discussion with The AML Shop’s Marcelle Dadoun and other industry experts including Rodney McInnes (Outlier), Dwayne King (Grant Thornton), and Joseph Iuso (Bitbuy) 

Join Adam Feldman (The AML Shop) and Ryan DeLuca (25th Hour Regulatory Consulting) for this important webinar on February 2nd, 2023.

On October 5th, Matt McGuire (The AML Shop Practice Leader) will present with Lincoln Caylor (Bennett Jones) at ACFCS’s Western Chapter launch event. This event will run from 6:00pm-9:00pm Mountain Time (8:00-11:00pm ET).

At the ACFCS Western Chapter launch, event attendees will be introduced to the board and to the ACFCS certification/program. The event will be a hybrid event taking place in Calgary, Alberta Canada. There will be refreshments and catered light bites during the one-hour network session for in person attendees.

The speakers will be speaking about relevant financial crime topics such as the highly publicized Cullen Report, money laundering trends, corruption, and the dark web. The speakers are business professionals and experts from within the financial crime space.

In this event you will learn:

• Investigations and Regulations

• Investigations of the Dark Web

• Bribery & Corruption

• The Cullen Report

• Human Trafficking

• Tax Evasion

Join The AML Shop’s Matt McGuire (Practice Leader and Co-founder) at the ACFI 24th Annual Fraud conference for a session titled “The Effectiveness of Emergencies Act Measures Involving Financial Services Cessation and Seizure”.

Building on anti-money laundering controls, the government used the Emergencies Act to enable deputized financial services companies to freeze financial access and assets of Covid protesters in Ottawa.   The measures modeled after terrorist financing laws did not involve screening against official lists, but rather a description of a “Designated Person” which necessitated financial services companies to distinguish between illegal and legal protesters, and to rely on press clippings and government agency tip-offs.   This session is a debrief on the practical application of those measures and implications to the future of anti-money laundering controls

SESSION: “ABC’s of KYC and Why You Should Care”

Date: Wednesday, September 21, 2022
(CPB Canada IGNITE 2022 Conference)
Session Time: 10:30AM - 11:30AM

Join The AML Shop’s Matt McGuire (Practice Leader and Co-founder) at the CPB Canada IGNITE 2022 Conference for an informative session titled  “ABC’s of KYC and Why You Should Care”.  As Telpay’s guest speaker, Matt will examine how accountants and bookkeepers are increasingly being relied upon to play a role in the fight against money laundering and terrorist financing.

As a result of FINTRAC's latest anti-money laundering and anti-terrorist financing (AML/ATF) guidance and the Cullen Commission findings, knowing your clients (KYC) is more critical than ever for accountants and bookkeepers, especially if they conduct or advise on financial transactions for their clients. 

Matt will be covering the following:

• How accountants and bookkeepers are exploited to launder money
  (wittingly and not)

• How do you know if you have FINTRAC responsibilities?

• What is KYC, why is it important, and when does it happen?

• Where does KYC fit in AML/ATF?

• Core KYC methods

• Why and how KYC measures vary with risk (including the client's industry)

• Red flags of money laundering and what to do when you encounter them

• Risks to you and your financial services provider if you fail at AML/ATF

By complying with FINTRAC's Know Your Clients (AML/ATF) regulations, money service businesses such as Telpay demonstrate their commitment to protecting the Canadian economy and helping Canada fulfill its global requirements.

For more information on this event or to register, please use the following button.